Mortgage Rates Fall To Lowest Level In Over Three Years, Data Shows
by Mitti Hicks January 19, 2026 As of Jan. 15, 2026, the 30-year fixed-rate mortgage (FRM) averaged 6.06%, down from 7.04% the year before. It appears that relief is on the horizon for prospective homebuyers as mortgage rates continue to decline. The average rate on a conventional mortgage in the U.S. has dropped to 6.06%,…
